Habitat for Humanity of Wake County empowers people who qualify to build and buy their own homes.
Selected families commit to 250 hours of “sweat equity,” a reasonable down payment, personal finance workshops, education on home safety, guidance for participating in a homeowners’ association, and monthly mortgage payments set at no more than 30% of household income.
Eligible applicants must
- live or work in Wake County
- have a stable income
- be able to pay modest monthly mortgage payments
- demonstrate that current housing is overcrowded, physically substandard, too expensive, unsafe, or they are living in subsidized housing
Selected families provide a $1,500 down payment and enter an affordable 20-year mortgage.