Who Qualifies

Habitat for Humanity of Wake County empowers people who qualify to build and buy their own homes.

Selected families commit to 200 hours of “sweat equity,” reasonable closing costs, 30 hours of personal finance workshops, education on home safety, guidance for participating in a homeowners’ association, and monthly mortgage payments set at no more than 30% of household income.

Eligible applicants must

  • live or work in Wake County, NC
  • have a stable income
  • be able to pay modest monthly mortgage payments
  • demonstrate that current housing is overcrowded, physically substandard, too expensive, unsafe, or they are living in subsidized housing

Selected families provide a $1,700 for closing costs and enter an affordable mortgage.

Fill out the Pre-Application with complete, accurate, up-to-date information. This will allow staff to assess your eligibility before asking you to attend an information session.