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Who Qualifies

Habitat for Humanity of Wake County empowers people who qualify to build and buy their own homes.

Selected families commit to 250 hours of “sweat equity,” a reasonable down payment, personal finance workshops, education on home safety, guidance for participating in a homeowners’ association, and monthly mortgage payments set at no more than 30% of household income.

Eligible applicants must

  • live or work in Wake County
  • have a stable income
  • be able to pay modest monthly mortgage payments
  • demonstrate that current housing is overcrowded, physically substandard, too expensive, unsafe, or they are living in subsidized housing

Selected families provide a $1,500 down payment and enter an affordable 20-year mortgage.